Airtel Loan Code Details
Airtel Bangladesh offers a service that allows its prepaid customers to take a small loan in terms of talk time or data when they run out of balance. This service is particularly useful in emergency situations when you may not have immediate access to recharge options. Below are the details on how to use the Airtel loan service along with some frequently asked questions.
How to Request an Airtel Loan
To request a loan from Airtel, you typically need to dial a specific USSD code from your Airtel number. As of the latest information, the standard code to request a loan is:
- Dial
*874#and follow the instructions provided in the menu.
Eligibility Criteria
Before you can avail of an Airtel loan, you need to meet certain eligibility criteria, such as:
- Active SIM: Your Airtel SIM must be active for a particular period, often at least 30 days.
- Regular Usage: You should have a history of regular usage and recharging.
- Outstanding Loan: Ensure there are no outstanding loan amounts pending with Airtel.
Loan Amount and Charges
The loan amount you can receive varies based on your usage history and Airtel’s discretion. There is usually a small service charge that gets deducted when you repay the loan amount on your next recharge.
FAQs
Q1: How quickly will I receive the loan after applying?
A1: Once you apply for the loan using the USSD code, you should receive the loan amount almost instantly, subject to meeting the eligibility criteria.
Q2: What is the maximum amount I can borrow?
A2: The maximum amount varies, but typically small amounts are offered, sufficient for emergency calls or data usage.
Q3: How do I repay the loan?
A3: The loan amount, along with any applicable service charge, will be automatically deducted from your next recharge.
Q4: Can I take another loan if I haven’t repaid the previous one?
A4: You need to repay the previous loan before you can avail of another loan.
Q5: Is there any interest on the loan amount?
A5: Airtel does not charge interest, but a small service fee is applied when the loan is repaid.
Q6: Can postpaid users avail of this service?
A6: This service is specifically designed for prepaid users. Postpaid users have different options for managing their balance.
This service is a convenient way to stay connected during emergencies, and using the loan responsibly ensures continued access to this facility. Always check with Airtel customer service or their official website for any updates or changes to the loan service terms.
